Is This Time Different?: Bear Markets

“This time is different.”  As the saying goes, these are the four most dangerous words for an investor.  And yet every time is different. I have spent the past 35 years giving financial advice and this is now the fifth…

Index Investing Popularity is Flashing a Caution Sign

Since index investing in the stock market was invented, its popularity has risen and fallen in cycles that closely match bull and bear markets.   In 2014, stock index investing’s popularity surpassed its prior peak from 2008 and is thus flashing…

Protecting your Identity

Anthem, the nation’s largest health insurer was recently victim to cyber attacks where approximately 80 million records were stolen. Prior to Anthem other large business including Sony Pictures, Home Depot, JP Morgan, Target, etc. were also targets of cyber attacks….

How to Not Worry About a Falling Stock Market

Too many investors become anxious when the stock market is falling and excited when the stock market is rising.   Unfortunately that is why the average investor dramatically under performs the broad markets as they sell after prices have fallen and…