Our Wealth Management Service offers ongoing monitoring and implementation of your complete financial situation.

This service is similar to running a marathon—just because you have trained for and completed one doesn’t mean that you’ll be in the best shape of your life forever. A plan is no different.

As your financial situation changes and becomes more complex, it’s harder to account for all of the factors necessary to make good decisions.

Working in a Wealth management relationship with FSI, you’ll have a team to help best answer your ongoing financial questions. 

The Wealth Management Difference

Below we detail what you receive from a one-time financial plan vs. a wealth management relationship.

The one-time plan focuses on finding opportunities not being maximized today while providing potential long-term scenarios. This plan should not be relied upon for specific multi-year recommendations because income, tax law and spending needs change. In contrast, the annual analysis and attention with wealth management allows for more impactful and customized recommendations.

Financial Planning
Wealth Management
Detailed Financial / Retirement Plan
Blueprint for Savings / Spending Targets
Investment Strategy / Implementation
Behavioral Coaching,
Customized Portfolio for Every Client
Annual Tax Planning
Roth Conversions, DAF, QCD
Monitor Actual Results to Plan Targets
Updates During Year
Bi-Annual Estate Reviews
Considers Life / Family Changes
Bi-Annual Risk Reviews
Peace of Mind
Tax Return Preparation
Consolidation of professionals
Other Ongoing Financial Questions
  1. 1x and future changes will require engaging Financial Symmetry for our WM service or a new 1x plan
  2. Available for WM clients for an additional fee

Below is a brief description of our core wealth management services and an example of some key questions answered as part of the service.

Financial Plan

Life can be full of questions, and sometimes your plan needs to adapt quickly. Your plan will be updated annually and through the year as needed when new questions—and decisions—arise.

Disciplined Investment Management Service

Managing an investment portfolio is a process, not a one-time decision.  At Financial Symmetry, we believe an effective investment strategy involves discipline, research, and a defined process.  See the links below for additional information:

  • What is Financial Symmetry’s investment strategy, historical client results, and general principles?

Estate Review

Your last wishes may change, just as your portfolio and its contents may shift with the market. Our annual review helps ensure that your last wishes are aligned with beneficiary designations and existing legal documents. We also help with realigning where necessary to best meet your intentions.

Cash Flow Summary

Finding the time to capture and track your financial progress against your plan targets can be hard and sometimes, overwhelming. We’re here to provide feedback throughout the year on how you are doing compared to your plan, for both spending and savings goals.

Tax Planning Opportunities

The time to save money on taxes is during the year and not when you file your tax return. Therefore, throughout the year we take an active approach in identifying and taking action on available opportunities to you. There are often ways to help you save you money, both now and in the future.

Tax Return Review

Taxes are complicated; we (including professionals) may all overlook an item or two on occasion. Our tax return review process may identify overlooked tax saving efficiencies for amending your return and/or for future planning. Our in-house returns are reviewed and held to the same standards as those self- or professionally filed returns.

Your financial advisor will discuss the best implementation of these cornerstones for your unique situation. Contact us today to see if our Wealth Management Service is a good fit for you.

Ready to learn more? Schedule a time with us today.

Schedule Appointment

Additional Services As Needed:

  • Tax Returns (additional cost) We complete tax returns for a number of our Wealth Management clients. Please discuss with your financial advisor for an estimated cost for your personal situation.
  • College Planning to maximize financial aid, tax aid and personal resources.
  • Social Security Analysis to determine your optimal time to claim.
  • Medicare Analysis of healthcare options at age 65 enrollment.
  • Debt Management Advice
  • Insurance Analysis for life, long-term care and disability insurance.
  • Employee benefit analysis
  • A Financial Coach on other financial matters to help you make smart decisions.