The Uncommon Average

“I have found that the importance of having an investment philosophy—one that is robust and that you can stick with— cannot be overstated.” —David Booth The US stock market has delivered an average annual return of around 10% since 1926.[1]…

7 Ways to Use Your 529 Plan

Did you know May 29 (5/29) is recognized as National 529 College Savings Plan Day?  In honor of that day we wanted to provide seven ways to put a 529 plan to use. What constitutes a qualified educational expense?  When…

Should I Make a Roth IRA Conversion?

If you asked this question, you’re really wondering if a Roth IRA Conversion will save you more in taxes? Mechanically, this strategy involves converting savings from pretax retirement accounts, such as 401ks and Traditional IRAs, to a tax-free Roth IRA….

What If I Lose It All?

The transition to retirement can be an exciting time.  Shifting to additional leisure and time for the things you enjoy is a positive change for many.  But it can also be quite scary.  Now more than ever, retirees are reliant…

What to Do When Your RSUs Vest

Many companies use non-cash compensation in the form of company stock to reward and incentivize their employees. A common example of this in the Triangle/RTP area is Restricted Stock Units (RSUs) which can provide employees with a potentially fortuitous liquidity…

Am I Going to Have to Pay More for Medicare?

Healthcare costs in retirement can make up a significant portion of a retiree’s budget. Fortunately, most individuals age 65 and above qualify for Medicare, which can aid in providing stability in your health insurance coverage and expected out of pocket…