7 Ways to Use Your 529 Plan

Did you know May 29 (5/29) is recognized as National 529 College Savings Plan Day?  In honor of that day we wanted to provide seven ways to put a 529 plan to use. What constitutes a qualified educational expense?  When…

Should I Make a Roth IRA Conversion?

If you asked this question, you’re really wondering if a Roth IRA Conversion will save you more in taxes? Mechanically, this strategy involves converting savings from pretax retirement accounts, such as 401ks and Traditional IRAs, to a tax-free Roth IRA….

What If I Lose It All?

The transition to retirement can be an exciting time.  Shifting to additional leisure and time for the things you enjoy is a positive change for many.  But it can also be quite scary.  Now more than ever, retirees are reliant…

What to Do When Your RSUs Vest

Many companies use non-cash compensation in the form of company stock to reward and incentivize their employees. A common example of this in the Triangle/RTP area is Restricted Stock Units (RSUs) which can provide employees with a potentially fortuitous liquidity…

Am I Going to Have to Pay More for Medicare?

Healthcare costs in retirement can make up a significant portion of a retiree’s budget. Fortunately, most individuals age 65 and above qualify for Medicare, which can aid in providing stability in your health insurance coverage and expected out of pocket…

Here’s the Prescription

As much as I value the unfettered access to information the internet provides, I recognize the potential harm that too much information can cause. Take, for example, a friend of mine, who was experiencing some troubling medical symptoms. Typing her…

2019 Contribution Limits

For 2019, just about all of the contribution limits have increased. A very good practice is to contribute enough of your salary to receive at least the employer match. Also, pay raises often present an easy opportunity to increase your…

Top 5 Blog Posts from 2018

The end of the year is quickly approaching, so we thought it would be fun to close out the year with our top 5 blog posts from 2018! Here’s our 5 most read posts from this past year, with an…