The Confidence that comes from Experience

Recently we’ve been asked how we can be confident about investing when the world seems so uncertain.  It’s because we’ve been through rough times before, which helps us understand that short term losses are not an indication of long term…

Client Appreciation Night with the Durham Bulls

On Thursday, August 4th, the team at Financial Symmetry hosted The First Annual Client Appreciation Night.  Dozens of clients enjoyed a night of burgers, beer and baseball as the Durham Bulls took on the Lehigh Valley Iron Pigs. Although the…

FSI Tees Up for Golden on the Green

For the past several years, Financial Symmetry has sponsored and participated in the charity golf tournament, Golden on the Green.  The tournament, which has been an annual event held at River Ridge Golf Course for the past 10 years, benefits…

Risk Capacity: What it is and Why we use it

The primary purpose of measuring risk capacity and applying it to an investment strategy is to prevent being forced to sell low. In other words, we want to prevent short term risk from harming your long term security. In operation, the…

Is It The End of the World?

Probably not, even though it may feel like it. What’s Going On The financial markets have been hit with a steady barrage of negatives. Europe is still struggling to address the problems inherent in the Euro — namely that they…

College Planning in an Uncertain World

As a new mom I am always trying to do what is best for my child.  Whatever the decision-whether to swaddle, use a pacifier, or let him cry-I frequently second-guess myself and wonder if I should be doing things differently. …

Update on Our View of the Debt Ceiling Debate

The total United States government spending for fiscal year 2011 is budgeted at $3.82 trillion. Of that amount we are borrowing $1.65 trillion in order to be able to pay all of our obligations.  If the debt ceiling is not…

Cultivating “Money Savvy” Kids

If you think back to your childhood, what were the biggest influences on how your view of money developed? If you’re anything like me, this question triggers memories of the struggle between saving my hard-earned allowance and spending it on…

Our Healthcare Costs vs. The Rest of the World

As most people know, healthcare costs have been rising much faster than other areas of our economy for decades.  The chart below demonstrates what will happen to federal spending levels if healthcare costs continue to rise too quickly.  Despite what…

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