Our Financial Planning is completed on an hourly basis. The total project cost will depend on the financial advisor’s hourly rate as well as the complexity of your situation. After completion of our meeting form, a financial advisor will be able to provide you with a specific quote to complete your financial plan. Below are examples of the potential costs depending on your situation, but every situation is unique and different.
Foundation Builder Plan | $500 – $1,000
Best fit for early career, recently married, lower level complexity with limited accounts.
Wealth Builder Plan (Most Common) | $1,000 – $2,000
Best fit for mid-career professionals and families or retirees with a straightforward situation and only a few different scenarios.
Legacy Builder Plan | $2,000 – $3,000
Best fit for individuals with an extremely complex situation that requires multiple meetings and extensive time to complete the financial plan.
Our fees are calculated as a percent of your portfolio assets according to the following table, with a minimum annual fee of $3,000. Fees are billed quarterly in arrears based on the end of the quarter value and are prorated for partial quarters.
* Fees may be deducted from clients' accounts where appropriate and applicable, and/or paid by personal check by the client following receipt of an invoice. ** Fees based on the above tiered table are cumulative. Ex. $2,000,000 would be billed at 0.85% for the first $1,000,000 and 0.70% for the next $1,000,000.
Clients with $850,000 of investment assets managed would be charged 0.85% annually.
Clients with $1,750,000 of investment assets managed would be charged 0.85% on the first $1 million and 0.70% on the next $750,000.
Clients with $4,500,000 of investment assets managed would be charged 0.85% on the first $1 million, 0.70% on the next $1 million, 0.55% on the next $1 million and 0.40% on the next $1.5 million.
Small Business 401(k)
Our Small Business 401(k) service fees are based on the hours worked, not based on the assets in the plan. As your plan advisor, annual fees range from $1,000 - $1,500. The plan recordkeeper/TPA fees will be separate from Financial Symmetry.
Explore Our Services
We are an independent, employee-owned financial advisory firm in the Triangle area of North Carolina that provides financial services on a fee-only basis. Our team of financial advisors puts your interests first by helping with hourly financial planning, investment management, retirement planning, tax planning, social security analysis, college planning, 401(k) allocation and estate planning.
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