Enhance Today | Enrich Tomorrow
Thirty-one percent of non-retired respondents reported having no retirement savings or pension, including 19% of those ages 55 to 64 according to a recent survey by the Federal Reserve. Those are sobering statistics considering most individuals desire to retire in…
My fiancé and I recently had a discussion that revolved around the question “Where do you see yourself in x years?” While many of the things we brought up aligned, there were a few topics with conflicting responses. I began…
A recent article on Yahoo! Finance lists four retirement regrets and costly mistakes that you should avoid. One of these mistakes is having too many accounts. ‘The most I’ve seen is 16 different retirement accounts at different institutions. It becomes…
It doesn’t seem there should be any difference when calculating investment performance, but there are actually two methods for calculating annualized investment returns. Time Weighted and Dollar Weighted. When evaluating how a manager has performed, Time Weighted is usually the…
“Can you help me roll over my old 401(k)?” It’s a question that comes up often, but the answer isn’t always simple. Many of our clients come to us with old 401(k), 403(b), 457 and Simple IRA accounts from previous…
We realize how quickly the world is changing, and with the lightning fast technologically-driven world in which we live, we understand the desire to have information in a quicker, more relevant way. In response to this, we want to describe…
As the economy improves and the Federal Reserve (“Fed”) ends its quantitative easing program in October the next question for investors is when will the Fed raise rates? Which Factors Are Most Important to Raise Interest Rates? The Fed will…
I was recently quoted in a News & Observer article on how credit cards can be used effectively by small business owners and their employees. While I agree that company credit cards are a useful tool that can provide flexibility…
1) Think long term. Where do you want your finances to be in 5, 10, or 40 years? If you constantly focus on what you want right now, then your financial future is in grave danger. 2) Don’t live a…
Have you heard the City of Orlando’s recent advertisement on the radio where they emphasize the month of September as their best kept secret? At this point in the year many children are back in school and not visiting Orlando’s…
