Irreducible Uncertainty
Having a plan in place is the backbone of financial planning. Without it how do you make decisions? How do you know you aren’t paying more taxes than you have to? How do you know if you are financially able…
Why Fiduciary Matters, ep #29
The word “fiduciary” is being tossed around a lot lately, largely because of the Department of Labor’s oncoming regulations. To help you understand the importance of these developments, we share what fiduciary advisors don’t look like, so you can choose an…
Do Millennials Have a Higher Net Worth Than Their Baby Boomer Parents?
Net Worth = Assets – Liabilities So where does our income fall in this equation? Depending on the earning years remaining, this could have a very large impact on Net Worth. A baby boomer in their late 50’s…
Episode 27 – A Financial Advisor’s Top 10 Investment Lessons Learned
You can listen through the player above, or subscribe to our podcast on iTunes or Stitcher or Google Play. This article was previously published on USA Today and NerdWallet.com. Have you made investing decisions you regret? I know I have. I…
The Greatest Risk to Your Financial Success
There are a lot of risks to having financial success. One risk is spending too much. Even spending an extra $5,000 per year over your sustainable spend rate can have a significant impact on your long term financial picture. Another…
Navigating Elder Care, Ep# 28
For many of us, our parents getting older is a tricky situation to navigate. How do you respectfully offer your help? Ensure they get the best care? How do you know what to do with their bills and other finances? In our first-ever…
Should I Own International Stocks?
Why own international stocks? Especially when, as noted in Exhibit 1 below, US stocks have outperformed international stocks over the last one, five and ten years, respectively. After all, most investors would have been better off only investing in US…
Married Couples: 6 Savings Strategies
We work with a lot of couples to help them plan for their long term goals. In some cases, we work with couples who keep their financial lives separate. Often this is the case with newlyweds who have yet to…
How to Achieve Your New Year’s Resolutions, Ep #26
When it comes to New Years resolutions, are you in the 92% or the 8%? The number’s a bit shocking but science tells us that 92% of people don’t accomplish the goals they set. Maybe this describes the theme of…
Checking in on Your Retirement Contributions
Have you made your 2016 Roth IRA (or traditional IRA) contribution? If you have not yet made the maximum contribution, and are eligible to make contributions, you still have time! Tax payers have until April 18th of 2017 to make…
