Structures

Our services are provided on a fee only structure rather than a commission structure to promote fairness and objectivity.

Even a highly ethical professional can have difficulty putting their clients first if they must work within an inferior structure. One example is in the area of compensation. We believe that if you want your advisor to be as objective as possible, paying fees directly is superior to paying them through commissions. One of the primary reasons is the immense complexity of financial products, along with the inherent uncertainty of their results. It is somewhat easy to go into an electronics store and choose a TV with a picture that you like. It is far different to sort through thousands of investments or insurance products.