Our Investment Review Process

Quarterly Investment Reviews

For our investment management clients, we conduct a review of your investments at least once per quarter. If there has been a significant shift in our outlook or your situation, we may conduct an additional review as necessary.

The primary issues we consider are:

• Does your investment portfolio match our Economic and Market Outlook?
• Are there any investments not on our preferred lists, which should be changed to a preferred choice?
• Are your cash flows in line with the targets that were used to determine your allocations?

Determining the specific investments you should hold at a given time, as well as your allocation strategy and other factors unique to your situation, we employ Economic and Market Outlook and Securities Selection processes. The heart of these processes is realizing that the investment markets are a competitive marketplace, so it is essential to appreciate where we are likely to have a competitive advantage. Time constraints must also be considered. Our primary focus is your personal situation, which means we must be very selective in how we allocate our research time.